Software for fintech and NBFCs.
Fintech does not tolerate flaky software. We build the customer apps, partner dashboards, and origination systems for lending, payments, and wealth, with the audit trails, idempotency, and compliance hooks that real money flows demand.
What we build
Customer apps
iOS, Android, and web apps with KYC, eSign, eMandate, and post disbursal servicing flows.
Loan origination and servicing
Configurable workflows, decisioning hooks, and partner bank integrations. Built to add a new product without an engineering rebuild.
Internal and partner dashboards
Operations, recovery, treasury, and partner bank views with role based access and full audit logging.
Where it usually breaks
- Excel driven ops at 100 crore plus AUM.
- Origination system cannot add a new product without engineering rebuild.
- Audit and compliance reporting takes a week each month.
- Partner banks request custom data formats and the team builds them by hand each time.
What you walk away with
- Configurable products without redeploys.
- One click compliance reports.
- Customer apps your CX team is actually proud of.
- Partner integrations as data, not code.
Common questions
How does pricing work for a fintech build?
Every fintech engagement is fixed scope, quoted in writing after a discovery and strategy phase. Real numbers depend on regulatory scope, integration count, and reliability requirements. We do not publish standard rates. Send us a brief and we will reply with specifics.
How long does a fintech build take?
Customer apps ship in 12 to 20 weeks with KYC and eSign integrations. Origination systems take 16 to 28 weeks for production with phased rollout to a single partner bank first.
Do you build for regulated entities only?
We build for both regulated NBFCs and banks, and the unregulated fintech layer that integrates with them. Compliance posture is set jointly with your legal and compliance team.
How do you handle PII and regulatory data residency?
Encryption at rest and in transit, tokenisation where appropriate, India only data residency where RBI guidelines require it, and full audit logging end to end. We can also architect for self hosted deployment if your compliance team requires it.
Can you integrate with Karza, Signzy, Digio, and the standard Indian fintech stack?
Yes. Karza, Signzy, Digio, NSDL, eSign providers, eMandate via NPCI, payment gateways, account aggregator framework, and credit bureau APIs. New integrations are usually one to two week sprints.
Can the system handle high transaction volume reliably?
Yes. Idempotent transaction processing, queue based architectures, and circuit breakers on every partner bank call. We have built systems handling lakhs of transactions per day with five nines reliability.
What about audit, reconciliation, and statutory reporting?
Built in from day one. Every state change is audit logged with actor, timestamp, and prior state. Reconciliation reports are generated automatically and statutory reporting follows the format your regulator requires.
Can we phase the build to start with one product before adding more?
Yes. We strongly recommend starting with one loan product or one customer flow, validating in production, then expanding. Architecture is designed in phase one to support all planned products without rework.
Ready to talk?
Tell us what you’re building. We’ll come back in 48 hours with a plan.
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